5 Reasons to Keep Your Investments in XRP

The digital currency has experienced its ups and downs since its birth back in 2012, but there are still plenty of reasons to consider investing in XRP if you want to make long-term investments.

If you're thinking to buy XRP digital currency, here are five reasons why you should hold on to your investment instead of selling it and spending your money elsewhere.

1) Return on Investment

Any good investor knows that it's wise to diversify his or her holdings. Keeping your investments focused on one type of investment is a surefire way to get burned if that one category falls out of favor.

Cryptocurrency is a good example of how volatile markets can be-just ask those who bought bitcoin near its peak last year. Despite some market tumult, ripple (XRP) is doing quite well compared with other major digital coins.

It's stayed relatively stable and consistent compared with many others and has even seen an increase in value over time. Moreover, its overall transaction volume makes it a good investment opportunity.

It could eventually become part of everyday financial transactions as people become more familiar with it as an alternative means of payment.

2) Low Fees

Keeping your transactions affordable means you keep more of your investment gains. Why?

It's simple, really. If you have an investment worth $1,000 and pay a fee of 0.25%, that's equal to paying $2.50 for every $100 worth of transactions - a significant cut into your returns.

With XRP, however, fees are incredibly low - as little as 0.00001 XRP per transaction. How is that possible?

Thanks to RippleNet's state channels – secure lines between nodes on RippleNet where assets are transferred instead of relying on one specific path for sending payments.

3) Fast Transactions

One of XRP's key selling points is that it quickly settles transactions. That makes it ideal for international transactions, which can sometimes take several days for funds to be transferred and for a final payment amount to be agreed upon.

With XRP, you can transfer money across borders almost instantly. In terms of payments, that's one of its most significant advantages over other cryptocurrencies-and many banks are beginning to use it more and more as a result.

It's also increasingly used by financial institutions like MoneyGram and Western Union when transferring small amounts of cash over international borders.

Fast-settling transactions are one of XRP's biggest strengths, so why keep your investments in another cryptocurrency?

4) Security

As its name suggests, a digital currency's main advantage is its security. A central authority doesn't control digital currencies, and they can't be printed on demand by governments.

If you lose access to your cryptocurrency wallet, there is no forgot my password function-there isn't even a password.

This makes it nearly impossible for hackers to steal your assets or violate your privacy with targeted hacks. While these security features come at a cost (usual privacy), many think it's worth it:

The more secure a currency is, the more valuable it is because it becomes harder and harder to corrupt and can therefore be used with greater trust by people across borders and cultures.

5) All Major Currencies Supported

The primary benefit of XRP is that it's digital, so you can use it with any major currency. While most exchanges only support Bitcoin and Ethereum, trading with other assets can be difficult.

With XRP, you never have to worry about converting your holdings between different currencies. You'll also enjoy incredibly fast transaction times - typically five seconds or less.

This means faster transfers and quicker payouts when selling digital assets. In short, you'll love what XRP has to offer for your overall financial security and peace of mind.