Technology has become an important place in many aspects of our lives, including the financial aspect, and today there are countless digital tools created by fintech companies that aim to help people make financial progress.
In a report published by the Spanish site "negocios y emprendimiento", writer Javier Diaz said that it is necessary to review some of the most important areas in your financial life that you can improve through technology, in addition to some advice on some very useful tools.
Organize and manage your financial information
Due to the chaotic state of their financial information, most people face financial problems throughout their lives. And if you want to advance financially, you have to be very organized and disciplined, otherwise you will not have the information necessary to make effective decisions and build plans that will help you grow.
Fortunately, we have a variety of applications that allow us to organize and manage our financial information, such as Microsoft Excel, Mint, Fintonic, and Wallet. You can use The option that's right for you, as you should identify opportunities to improve your cash flow.
Increase your productivity
People generally learn the equation of exchanging time for money, so they think they have to work more to earn more, but there is no point in earning more money if you have to be a slave of your work in return. And if you want to improve your productivity, there are some tools that can help you achieve your goal, such as Trello, Calendly, Focus Booster and Toggl. And, these apps allow you to be more efficient when it comes to optimizing your time use.
Save your expenses
Spending less is another interesting way to improve our finances as long as we don't sacrifice our quality of life. In general, most of us are accustomed to incurring a series of expenses and we do not wonder if we can dispense with or improve them, so one of the strategies to improve our recurring expenses is to use online comparisons, through platforms that allow you to easily search and compare different offers so that we can get the best A cost-benefit option.
Comparisons can be made in different fields through some websites, such as "Skyscanner" to find flights and reservations, "Booking" to find accommodations, and "Idealo" to compare different products, in addition to To "Google Shopping" to compare products using "Google" technology (Google), and imagine how much you can save if you have the ability to find out the cost of a product or service from several sites on one platform and then buy the cheapest.
In addition, technology helps you to save time and money thanks to the digital services developed by companies. For example, it can take going to the bank to make a transaction or request a certificate of hours, as well as paying you the costs of transportation, in return you can do this process easily through mobile applications or web platforms of financial institutions, and many companies offer special discounts for customers who They choose to perform their actions by default.
Receive additional income
There are many platforms that allow you to market products and services, such as "Hotmart" for selling information products, "Fiverr" for selling professional services, and "Shutterstock" for selling digital content such as photos and videos, and Bubok is a digital bookstore, and these platforms usually operate in a fully automated way, so you only have to worry about delivering a product or service to the customer and collecting your payments.
Investment
If you want to improve your financial position significantly, you should learn how to invest your money, and at the present time we have a wide range of investment products that can be accessed even with very modest budgets, and if you enter the application of the bank that you deal with, you will notice that it offers you Some investment products that have a low level of risk and offer better returns than a savings account, and in the event that you are looking for a higher return and want to take less risk, you can search for platforms to access mutual funds, where you can find them through banks and other financial entities.
Living a healthy and prosperous financial life today is much easier than ever, given that we have all kinds of tools that facilitate the processes of organizing, managing, preserving and investing our money, and it is important that we be prepared to know these tools and train ourselves to utilize them appropriately.
RESOURCES:
- When the summer season is over, its time to make provisions to get your boat ready for the winter season. Riding your boat in the cold
- This strategy of private real estate auctions is something that real estate agents must begin to take into account
- f you listen to Oracle, then the Supreme Court of the United States (SCOTUS) deciding that application programming interfaces
- If you have always wanted to gamble but cannot afford to spend your hard-earned money, then you should try playing in one of the many online Casinosssssssss